Welcome to the Medina Ohio

This is the handiest local reference guide you’re ever going to find and the most in-depth Internet guide to Medina, Ohio and the Medina County area available, bar none. Here’s where you’ll find all of the Medina businesses, schools, churches, news sources, and libraries.

Take a moment to check out our photo gallery where you’ll find photographs of the Medina area, or our Alphabetical Business Directory which holds some of the stories we’ve written on over 525 Medina County businesses.

Our Categorical Business Directory is designed to make finding a local merchant or service effortless and our Business Spotlight is where you can peruse profiles of the most prolific merchants in Medina County. If you need to obtain an EIN number for your business visit Online SS4.

The Medina County Community Advocate offers printable coupons from your favorite Medina merchants and our new “Help Wanted” section makes finding a job in Medina County as easy as 1-2-3. We’re the “Number 1” place to stop when you’re planning a shopping trip, looking for news, trying to find a local church in Medina, checking the local weather, or just taking advantage of our Online Fireplace to take the chill out of these chilly Winter days while enjoying our weekly columns!

Finding Houses For Sale Land Contract Dayton

Are you looking to move to Dayton Ohio? If you are, you will need to work to find houses for sale. Finding houses for sale can be tricky. The good news is, there are plenty of ways to be sure to find a good one. Below, we will be discussing some of the main factors that you should be looking at whenever you are making the decision to move.

Finding Houses For Sale:

1. Zillow.

If you are going to be looking for houses that are readily available for sale, you will want to check out Zillow. It is the easiest and best way to find houses that you can buy right off of the market because they can be listed by owner. As a result, you will be able to deal directly with the person or company that you are buying the house from. This is ultimately going to make it much easier to find the best house to purchase and to get the negotiations and everything done as fast as possible.

2. Agent.

If you are trying to find a house that you might like to purchase, you might decide it best to speak with an agent. An agent will be able to guide you through the entire process of buying a home and if you are looking for their experience levels that they will be able to provide you, then it can be a valuable thing to have on your side.

Overall, there are a lot of different things that you can do when it comes to finding the best houses for sale. By looking online and utilizing resources like Zillow, it will make your job a lot easier and you should be able to get the entire process over as quickly as possible. For more details visit: http://deniseswick.com/houses-for-sale-in-dayton-ohio

Real Estate In 2017 – Tips For Buyers

If you’re hoping to secure a fantastic deal in real estate during 2017, then you couldn’t have picked a better time to enter the market. Fortunately, there are plenty of opportunities for the smart and savvy investor, and even if you’re a first-time buyer, you should still be able to win some great deals if you know where to look and how to negotiate.

In this guide, we’re going to give you a few useful points on how to take advantage of a fast-paced real estate market in 2017, so let’s take a closer look.

Cincinnati Real Estate

Tip 1. Get pre-approval

There’s no denying that you’ll have a much easier time on the real estate market as a first-time buyer if you already have pre-approval for your home loan. As you’d expect, this makes you a much more promising prospect for a seller, and you may find that you’re able to leapfrog past other potential buyers when you’re the only person with a pre-approval to sweeten the deal.

Tip 2. Hire a home inspector

Unless you have extensive knowledge of house buying, then it’s often worth spending a few hundred dollars on a skilled and experienced home inspector who will be able to spot any issues with a property and let you know before it’s too late.

Of course, this can often give you the upper hand in negotiations as well, especially if you’re able to spot a noteworthy issue with the property that would affect the overall asking price. If the buyer is in a hurry to sell, then this can give you the added leverage you need to secure yourself an excellent bargain while still being able to enjoy the home you’ve always wanted.

Overall, the real estate dayton market in 2017 has many opportunities to offer you if you know how to look for them.

How To Find The Cincinnati Better Business Bureau?

If you are interested in looking up information on any company that is in Cincinnati, you will have to find the Cincinnati Better Business Bureau. This is a website that you can access online, and you can also call up the phone number to talk to a representative of this institution. They will have all of the information that you will need which will include any complaints that have been filed about any company. This is vital information to have if you are thinking about doing business with a company in Cincinnati.

Commercial Real Estate for sale

How Do You Access This Website?

After you do a search on the search engines and you see the link to the website, all you have to do is click. You really don’t have to sign up with anything. You simply type in the name of the company that you want to look up, and like a search engine, they will display information on the company. It is a very simple process and it is designed to be so. They want people to understand more about companies in the Cincinnati area. There are many companies that work together all the time, but it was probably only after checking their rating on the BBB website, and looking at any potential complaints, before they developed a business relationship.

Is This Information Always Accurate?

The only part of the information that may not be accurate is when something is resolved and the website has not yet been updated. There could be a lag of a couple of weeks, so if you talk to a company about complaints you have seen, and they say everything is cleared up, you should wait a little while or simply contact the company to verify the authenticity of that statement. Once everything is cleared up, either on the website, or through your verbal interaction, you will have a clear understanding of the competency level of that business. This will allow you to start working with numerous companies, utilizing this information that can be found on the Better Business Bureau website.

Looking for commercial property in Cincinnati? Explore the various options available online at https://3cre.com/.

Two Ways To Find Affordable Commercial Property Listings In Cincinnati

Cincinnati is a beautiful city, one that is located southwest of Columbus, close to the border of Kentucky and Indiana. It is a large city, one where many businesses have developed, producing a substantial amount of commercial property. If you like to own your very own commercial property instead of leasing it, or if you would like to expand your business in some way, you can find commercial property for sale every day of the week. Your goal is to find something affordable and at a location that will help your business that will help you generate more sales. Here are two ways to find the most affordable commercial property listings in Cincinnati right now.

Commercial Real Estate for sale

Talk To Realtors That You Know

If you have a relationship with realtors that you have purchased property from before, these will be the first people that you will want to contact. They are going to have connections with many different people that own commercial property, and will likely be able to make some calls and find something that you might want. Of course, they may have commercial property already listed on the website that you can look at. You may find exactly what you need within a few minutes. If you don’t, you can talk to them but it’s also recommended that you start searching on the Internet. 3CRE – Cincinnati Ohio, is one of the reputed real estate assistance company in Cincinnati.

Look On The Search Engines For Commercial Property In Cincinnati

Some of the investors that literally collect commercial property will have websites displaying all of the ones that they own. They will advertise online, taking out PPC ads, and they may also use Facebook and other social media platforms. There are so many ways that they can advertise, and by doing a simple search, you should see several properties that are to your liking. You can contact the owners, make an offer, and if all goes well, you will have a new piece of commercial property for your business.

Finding Homes For Sale Eight Mile Cincinnati

When you are in the process of finding a new home, there is a lot that you need to do. Finding different homes for sale can be a long and tedious process. There are a variety of things that you must consider when you are trying to do so. Below, we will be going over some of the top tips for finding homes for sale.

real estate license

Finding Homes For Sale:

1. Internet.

The main thing that you will want to do when it comes to finding different homes for sale is look on the Internet. You should be able to find a variety of different websites that detail the different homes that are listed and being sold on the market. Finding the top homes involves checking out the marketplace on the Internet and seeing what options are available.

2. Agent.

Another thing that you can do is try to find an agent that can assist you. By finding an agent, you should be able to narrow down your options and free up some of the time that it takes to find the right home. The good thing about an agent is their experience level should assist you throughout the entire process which is going to help you find the home that fits your needs and one that you are going to be satisfied with.

3. Pricing.

You also want to consider your budget and the pricing of the homes on the market. You will need to find homes that match your specific criteria in terms of pricing and this can be a good way to narrow down your options to find the various homes that might be in your specific price range. This is a good way to eliminate some homes that might be completely out of your budget.

You can get help from 3cre real estate professionals in order to get help in making real estate investments. Visit their portal online at https://3cre.com/cincinnati-real-estate/.

How To Start An LLC For Your Commercial Real Estate Investments?

Would you like to know how to start an LLC for a commercial real estate investment firm that you would like to create? There are many reasons to do this. First of all, it protects your personal assets, but it also adds a bit of credibility to the name of your company which will attract more clients. You can file the paperwork online, but it is better to work with a lawyer that can help you complete the process. If you are going to be entering into the lucrative world of buying and selling commercial real estate, here is how you can get an LLC for your business.

real estate group

What Is An LLC?

This is simply an acronym for a limited liability company. It is used in the United States. It is designed for businesses, usually started by people that were in a sole proprietorship or a partnership. If you do this with your investment real estate group, this is going to protect you personally. If you ever have any problems with the real estate investment company, they will only be able to go after the assets that you have directly through the business.

How Do You Get This Started?

You can start one of these very quickly by getting in touch with a real estate lawyer. They will be able to help you file the paperwork. They will know exactly what forms to full out, and you will be able to get one of these set up in a matter of weeks. Once you have this done, you will be able to pursue your commercial real estate business without having to worry about lawsuits coming your way. It is going to protect your assets, and as mentioned before, it’s going to add credibility to the name of your business which can help jumpstart your entire business endeavor.

Are You Trying To Find Property Management Companies Cincinnati Ohio Options?

How can you find property management companies Cincinnati Ohio options? There are quite a few of them out there that you need to look through before you make a choice. Otherwise, you may end up regretting where you choose to live.

Property Management

Find A Well Reviewed Company

A real estate property management company needs to be well reviewed. If they are not well reviewed yet because they are new, then you may want to give them some time before you go live with them. They could be nice, but they may also be terrible to live with because they are new at this. It is good to find someone with a lot of experience and a lot of skill in the art of managing a property. You do not want to live somewhere with a bad property manager because they will not take care of your needs.

Examine the Property Managers Thoroughly

A property manager is someone you should try to meet if possible. You can tell if someone is nice but you should also not trust someone that is overly nice. Sometimes people make up for their bad property management skills by being nice in person. That is because they don’t want you to know that they are not taking care of the property and you can generally find out if they are like this by reading up on them first. It is a matter of finding proof that they are who they say they are before you trust that they are who you think they are in person.

When you finally find property Cincinnati Property Management Services that you enjoy working with, you will enjoy living with them. There are so many on the market right now that you really have to be careful about who you trust. Anyone can get their license but not just anyone can be good at what they do.

Buy Great FPGA Board Components Quickly

You can get best fpga boards online for a nice price. And, you can make sure that they are in the best possible shape. When you get the right components for the right price call me your project is not going to be that hard to get completed while looking nice.

Find Well Reviewed Components

When you were looking for components you need to find the ones that are well reviewed. You can generally sort results by the best reviews possible or the best rated products. Don’t buy anything that is not rated by anyone else if you can help it. You don’t want to buy something and then find out way too late that it is not going to work with your project after you’ve already soldered it down. Electronic components are notorious for not working properly from time to time so make sure you are going with the seller that knows what they are doing.

Don’t Run Behind Brand

You have to avoid just trusting that a product is good because a seller is selling something that is a good brand name. If the seller stores their components in the wrong manner. Then they are not going to work well no matter how well made they are. What are you are looking for reviews on the components you should also be looking for reviews for the overall business of product seller. You want to make sure that they have at least some way for you to return something if you are not happy with the way it works.

FPGA board components need to be sold to you by a seller that is good at what they do. You now know how to find the best sellers of this kind of component. If you are careful, you will be happy with the outcome of your project because it will be a little bit cheaper.

Patches For The Recovery Process By Stamina Pro Help Ready You For Optimal Sports Performance

Whether you are young or old and playing sports, recovery is definitely something that you have to think about. Optimal athletic performance isn’t possible if you don’t recover after playing. The recovery process itself is also more than just about recuperating in general. As mentioned, it’s also about performing your best, and it is also about building up your potential when it comes to future performances. That is where Stamina Pro steps in with its active recovery patches or training patches.

Stamnia Pro

Efficient Recovery from Pain

These patches take an active role in the recovery process for athletes. Surely they can help athletes that have been injured, but it’s also just about general recovery in the sense of aching and fatigued muscles. It certainly sounds like these patches come in handy, don’t you think? If you have more than one part of your body in pain, can you use more than one patch? You want to make sure you follow the directions and know what you can expect when using these active recovery patches.

Read the Directions Prior to Use

So what do the directions say? What do the reviews say? There are websites touting these patches and, of course, Stamina Pro has its own site. But you want to make sure that actual people and athletes using these patches have benefited from them. So what’s the verdict out there on these active recovery patches by Stamina Pro?

Help You Recover Faster

Have you been putting up with those aches and pains for too long? If so maybe it’s time to do a little bit more about them. It could be that the active recovery patches make a big difference for you and help you be able to recover faster and be prepared for your next game. You want to do your best and remember, that requires that you are recovered from the last performance.

Choosing Lighting For Your Sleeping Area

Your sleeping area should be conducive to sleep so you’ll want to choose something that offers you subtle lighting. A good choice for this is a dimmer switch on your lights in your bedroom.

A dimmer switch allows you the option of lowering the lights so that they are completely off and leave you in the dark, or so that there is a soft subtle glow in the room which is ideal for young children or a romantic evening.

Lighting Fixtures for your Room

Other options are to have a few strategically placed lights around the room that you can flip on or off with the click of a button that allows you remote control if you’re in bed.

Choosing lower wattage light bulbs is another way to reduce the glare in a master suite so that you have softer and more subtle master bedroom chandeliers.

Specifications

Using a combination of the above-mentioned ideas is an ideal way to tailor your lighting to your own specific needs and requirements.

Some people prefer it to be completely dark in a room while they are sleeping and other prefer a bit of light. By choosing your own preferences you’ll be able to sleep well.

Hiring an Ohio Lawn Care Company

If you are looking to hire an Ohio lawn care company, you are going to want to try to find the best one. There are many things that you should be looking for if you are trying to hire one. Throughout the article, we will discuss some of the top lawn care companies on the market.

Tips For Finding The Best Ohio Lawn Care Companies:

1. Experience.

The main thing that you are going to want to look for when it comes to finding the best lawn care companies is experience. Experience is a critical thing that you should be looking for because you want to find someone that is going to provide you with exceptional work. By finding a company that has been doing it for years, you should be able to easily identify one that is going to provide you with that level of work.

2. Online Reputation.

When it comes to finding a company that is going to provide you with the right kind of service, you will want to closely monitor their reputation. Finding a company with a solid reputation is going to really allow you to enhance your returns and the chances that you are able to find one that is going to provide you with good results. You should be able to find their reputation on the various review websites online.

Overall, there is a lot that you are going to want to look at and consider when it comes to finding the best lawn care company. By looking at all of the factors above, you should be able to successfully identify the right one to choose for the job. Hiring a company can really save you a significant amount of time and effort. By following the advice above, you should be able to do just that.

Discover Ziehler West Chester Location, if you are looking for a qualified and trustworthy lawn care company in West Chester, OH.

Making Up Entertaining Drinking Games

If you’re going to be hosting a party for adults, you may want to play a few drinking games. While drinking can be entertaining on its own, you can have a lot more fun if you turn it into some kind of game. Just make sure that everyone at your event drinks responsibly.

Here are a few entertaining games that you can try.

TV And Movie Drinking Games

If you’re planning on watching a TV show or a movie during your event, you may want to add alcohol to the equation. It’s easy to turn something like that into a game.

Depending on the movie, you could have your guests drink every time a character does. You could also have them drink when a certain word is said. Just be careful about the rules that you set. Some of these drinking games can get people drunk in no time.

Cornhole

Cornhole — a game you may know as “beanbags” — is fun even when you are sober. However, it becomes a lot more entertaining when the participants have had something to drink.

This game requires people to throw small, bean or corn-filled bags. People need to try to get the bag to land within a hole. If people have been drinking, a game like this won’t be as easy as it sounds. It’s likely that a lot of throws won’t be anywhere near the hole.

It’s okay if these bags are flying all over the place. They’re light and they won’t hurt anyone. If someone does get hit, everyone can have a good laugh.

As you can see, there are a lot of fun drinking games that you can play at your next part. Don’t just sit on the sofa and drink; move around and have some fun!

Get the best price on cornhole boards online having a sweet set of cornhole board designs, including lighted cornhole boards, bags and other accessories.

Getting Electronic Parts Wholesale The Right Way

If you want to find electronic parts wholesale then you need to be careful about what you choose. You do not want to have to pay too much for this kind of thing and you also don’t want to have to waste your time.

Look For Best Electronic Parts

To find electronic parts you need to find a place that makes them for a good deal. You need to contact the company even if they have a website with prices on it and see if they are still the same. Sometimes a company will change their prices and they will be a lot cheaper and you won’t know until you contact them. That is because not everyone is going to update their website on a regular basis even if they use that website to make sales. You can sometimes get a better deal by just calling.

Best Quality Products

Make sure that the electronic parts you are getting or actually going to work. If they end up making your products worse and you make less than it doesn’t make sense to save the money on them. A lot of the cheaper or electronic parts are going to fall apart really fast and they are not worth your time to do anything with. Make sure that your products withstand a lot of use and you will have a lot of customers that enjoy working with you. That is the way to make money, not by being cheap.

When you find electronic parts wholesale that are a good deal you can make money. If you go with the right people with the right customer service you can work with them to profit. Not only does it help your company, but it helps their company as well so it helps to find a good one.

Checkout best quality electronic components here:http://www.directics.com – programming

The Benefits Of Buying Downtown Dayton Real Estate

One of the most important things to think about when buying a home is the location of the property. After all, where you are located will have a dramatic impact on everything from how easy it is for you to get groceries to how long you have to spend commuting to and from work. One option that you may want to consider is purchasing downtown Dayton real estate.

Roofing Cincinnati

Many Gas Stations and Stores Located

There are a lot of advantages associated with living close to the downtown area. For one thing, there are many stores and gas stations located within easy walking distance. That means that you won’t have to spend a lot of time driving around town to get what you need. Instead, you can have access to pretty much anything you need within just a few blocks of your home.

Great Nightlight and Entertainment Venues

When you live close to the downtown area, you are also right in the heart of the action in terms of nightlife and entertainment. Whether you want to listen to a great band playing at a local bar or catch a fantastic meal at one of the many amazing restaurants in the downtown area, there are a lot of incredible things to do located nearby. There is no excuse for boredom when you live in such an exciting place.

Less Traffic

Another benefit of living downtown is that you can avoid the vast majority of traffic. Most people live in the suburbs and drive into the city. If you already live in the city, you don’t have to deal with the congestion on the roadways. This can save time and can make driving a lot less stressful.

As you can see, there are a lot of great reasons to think about buying downtown Dayton real estate. There are plenty of amazing properties in the area that are well worth giving a closer look.

Visit http://deniseswick.com – Ohio Homes, if you are in search of reliable and trustworthy real estate company in Dayton, OH.

Where Can You Find A List of Companies Offering Electronic Parts?

If you are looking for information on electronics parts manufacturers, you should know that there are many websites out there that offer this type of information. They have an extensive list of manufacturers that you can check. The only question is, though, what kind of electronic parts are you looking for?

Look For Best Manufacturers

One thing we know about the websites that list such electronic companies is that their lists are specified to certain manufacturers. For example, there are websites that list those that make medical equipment. And then there are websites that list electronic companies that are publicly listed or traded in the stock market.

In order to get to the heart of what you are looking for, specificity is the key. That said, if you haven’t had much luck with your search, you might want to modify it by adding the type of electronic parts company you are looking for. It might just be that you are looking for manufacturers of parts for smartphones, and that is something that you need to articulate in your search. The same is true if you are looking for makers of electronic parts for medical equipment.

Check Online

One thing we curious about, though, is why you would bother to look for electronic parts manufacturers. If you are like most people, you would have no need to look for them because you are not doing any type of business anyway. But whatever the reason you might have, it is good to know that you can turn to the Internet for the information you need.

Once you find a website that lists the kind of electronic parts manufacturer you need, you can and should click on the companies in the list. Just click on the live link on the website that lists them. Pick your choice of electoric companies by visiting here: www.directics.com/electronic-components-list/

How To Compare Home Decorators

If you are having trouble making your home look the way that you want it to, you may want to consider hiring a home decorator. These professionals are specially trained to create beautiful spaces that are both attractive to look at and functional to live in.

Area Comparison

Most decorators have their own unique style. Because of that, you will want to compare decorators in your area to see which ones are the best fit for the look that you are going for with your space. Usually, you can find websites for local decorators online.

home decor

Try doing a search in whichever search engine that you prefer for the name of your city or town along with the phrase ‘home decorators’. This should bring up a list of decorators in your area.

Check Styles Online

Click on the website of each decorator and find their portfolio. Look through some of the rooms that they have designed in the past. Do you like their style? It can be hard to get a decorator to change their stripes too much. Because of that, you should look for someone who has similar taste to your own. Jot down the contact information for the decorators that you like the best.

The next step is to make sure that each of the decorators on your list is properly licensed and that they have good reviews. Again, the Internet can be a valuable research tool during this phase.

As long as everything checks out, you can then meet with each of the home decorators in person to talk to them about your project. Ideally, they will come to your home for a consultation so that they can view the space in person. From there, they should be able to make some suggestions and give you a game plan for how they would like to revamp the space. After these initial meetings, you should be able to easily decide which decorator you want to hire.

You can also decorate your home with beautiful and elegant chandeliers. For more details click here: https://www.designerchandeliers.net/product-category/chandeliers/baccarat-style/

FPGA Design Help

There is an online tutorial that will help you to understand and learn all about simple FPGA Design. This will allow you to run FPGA design on your development board. It will only take you approximately less than one hour to complete this tutorial. This article will provide you with a few of the basic sections that you will learn about.

FPGA Design Flow

When you consider a standard FPGA design flow it will begin with using hardware description language or schematics. You will create a digital circuit that is embedded inside the FPGA. The flow will then proceed through various processes such as simulation, compilation, programming, and verification. The tutorial guides you every step of the way except for simulation.

Simulation

Though simulation is not covered in this tutorial it is a very important step to learn. The good news is that there are many entire applications that have been devoted to specific simulating hardware designs. There are two different types of simulation of which one is timing and the other is RTL.

RTL Simulation

RTL simulation is a functional process which allows you to verify and check that your code is manipulating the outputs and inputs appropriately. The timing simulation will help you to verify that your design will meet appropriate timing and functions in the device.

Before starting the tutorial the following prerequisites must be met. You are a person who is quite familiar with electronic design automation and digital circuit design. You are someone who understands what FPGA is. Understanding FPGA is a basic criteria because the tutorial will not provide you with the basic concepts of this type of programmable logic.

Also, you should have finished a quick start guide for your development kit which includes having the documentation for installing the required software and determining the development of proper determining work functions.

To meet all your needs of electronic equipment for FPGA design projects, you can visit http://www.directics.com/brand/xilinx/ – shop now.

How Many Zip Codes Does The City Of Dayton Ohio Have?

Do you live in Dayton, Ohio? If so, you might be already familiar with how many zip codes the city has. If not, however, you probably didn’t know that there are actually 33 zip codes in Dayton. That is quite a few zip codes if you think about it. There must be quite a few people there, and quite a few things to do. Again, if you’re local, you already know that for sure.

Dayton Ohio locations

It makes sense when you start looking at the size of Dayton as a city. While there are other cities in Ohio that are larger, Dayton is quite a large city. In fact, it ranks #6 in the entire state. As you can imagine, there are plenty of things to do and enjoy in the city of Dayton, Ohio. Dayton Ohio locations consist of 33 zip codes and hence there’s going to be all kinds of different neighborhoods and places to live, too.

Ideal Place for Graduate People

Whether you are thinking about visiting or living in Dayton, Ohio, it is certainly a nice city. One thing you will find out about this city is that it is good for people that have graduated from college. Are you thinking about going to college in Ohio? Even if not, it could be considered a great place to live after you graduate. Is it also a great city to start a family?

Interesting Place

Whatever your reason is for taking a look at the city of Dayton, it is definitely an interesting place. Restaurants and attractions abound, and there are 33 zip codes and plenty of things to do. Did you know that the Wright brothers took their first flight in Dayton? That’s right, and there’s so much more history to learn about in this great city. You and your family are surely going to have a blast in Dayton while you are there.

Fun Thanksgiving Games Include Cornhole And So Much More

Is it time to play pin the tail on the turkey? That may sound funny, but it actually sounds kind of fun for a Thanksgiving game with the family. Keep the blindfold on when you are done playing pin the tail on the turkey and you can go after a pinata. Having a Thanksgiving pinata might not necessarily qualify as a standard game, but it is fun nonetheless. What other games are fun to play on Thanksgiving holiday with your family?

Make Your Own Cornhole Board

Do you have a corn hole board? If not, it’s okay because this isn’t a game you necessarily have to buy. You can actually make your own corn hole board for Thanksgiving day. And of course, it can become a family tradition after that, where you bring it out every year. If you think about a cornhole is a game that everyone can play.

Explore More Game Ideas

There are all kinds of other game ideas online, too, that you can use. One such idea is turkey bowling. There are also other games that use on Thanksgiving day that don’t require too many supplies. I to like the corn hole idea, but you do need a corn hole board if you’re going to going to play that game. You certainly don’t have to make one, though as they can also be purchased. Just find the best suited game and buy now online.

Games That All Love to Play

Think about games that the kids and the adults would both like to play at the same time. That’s one reason why cornhole is a winner. But are you going to be the winner? Corn hole might look easy, but it does take a lot of practice. It reminds me of shuffleboard in a way, but of course, you’re actually tossing the bags. And make sure you have the rules handy for those who are new to the game when you get ready to play.

Preparing for Divorce

How To Prepare For Divorce

 

Before planning for divorce, it is a good idea to determine if it is something that you really want. Discussing your marriage problems with a counselor could save your marriage. However, if there is no way that the relationship can be saved, then it can be good to start preparing for divorce proceedings in the following ways:

Look for a lawyer

The lawyer will advise you on the best course of action to take when filing for a divorce. He or she will also be able to determine what kind of outcome you can expect at the end of the case.

Many family law attorneys offer free initial consultations and it may be a good idea to meet with different attorneys before choosing one who will handle your divorce case.

lawyer

Gather important financial documentation

Documents tend to disappear or become inaccessible after a divorce is filed as your spouse will also need them. Therefore, it is a good idea to get copies of financial documentation as soon as possible. You can either keep these copies in a safe place or give them to your attorney.

Some of the most important documents you should look for include supporting documentation for all your income and your spouse’s income, assets, debts, and expenses.

For example, tax returns, W-2’s, credit card systems, recent paystubs, bank statements, and retirement account statements and bank statements are most helpful. You should also look for copies of the titles to your real estate, real estate tax bills and mortgage statements.

divorce help

Consider the financial aspect

If you have made up your mind to file for divorce, think about the financial aspect of it. Are you financially dependent on your spouse? If so, how are you going to handle the consequences? It is important that you think about your immediate financial plans. Speak with a family lawyer to determine if you are entitled to alimony.

Talk to your kids

Do you have children? If so, how will the decision to file for divorce affect them? It is a good idea if possible to sit down with your husband or wife and talk it over with your child or children. Tell your child or children that you and your husband or wife will always be there for them.

Lawn Care Services In The Buckeye State

Ohio Lawn Care Services

Using a lawn care service will help you save time and will make your property look amazing with very little effort required on your part. These companies usually offer a number of services, including soil aeration, installing turf, mowing the lawn, landscaping and getting rid of pest and weeds.

 

Why Should You Use An Ohio Lawn Care Service?

Mowing your lawn can be tiring and time-consuming. If you would rather relax or spend time with your family during your weekends, find a local lawn care service and get some help with maintaining your property. These services can also help you with things that would be difficult to do without professional knowledge and equipment, such as restoring a damaged lawn, fertilizing your lawn or aerating your soil.

How Can You Find A Great Lawn Care Service In The Buckeye State?

If you have any neighbors who use lawn care services, ask them about their experiences. You can also find out more about lawn care professionals in your area by looking at online directories. You can choose a franchise or a smaller local contractor in function of what your needs are. You should contact different services to ask about their prices and to make sure they offer packages that correspond to your needs.

You can use a lawn care service on a one-time basis if you need to get rid of insects, need help with landscaping or want to have your soil aerated. You should consider subscribing to a service package if you would like to get help with maintaining your property. You can find lawn care services that will send a professional to your home to mow your lawn and perform other services as needed. Compare your options and look for a lawn care package adapted to your needs.

Guide To Smooth and Healthy Skin

Tips to Getting a Smooth and Healthy Skin

Getting a smooth and healthy skin does not have to be hard. You just need to follow some tips so you can get what you want. We will let you know what you can do with your skin so you can get what you want.
Drink Water
To get a smooth, healthy skin, you have to drink a lot of water. Eight glasses of water per day will be fine. You need also to wash your face in the night and in the morning, and you need to do this consistently. You must also use a gentle cleanser when washing your face.
Pimples
Don’t even try to pick your pimples, as this might have many adverse effects over time. A picked zit might cause a lot of blemishes over time, which is not good for you at all. Using fresh brushes and makeup is also very important.
Remember that you need to drink a lot of water, but you should not pick your pimples. Visit the full list at the MicrodermaMitt website.

Understand The Tax law in Ohio With The Right Experts

Ohio Tax Expertise

If you are yet to file your taxes, then it is the time that you hire a tax an Ohio tax attorney, civil audits attorney Miami, Ft Lauderdale tax lawyer to get the work done.

Instead of having a headache and worrying about what to do, go ahead and hire a tax law attorney in Ohio. They can be your savior with any tax issue. Having specialized knowledge and skill in this particular domain, they are aware of all the taxation policies. In order to get the best out of them, make sure that you provide them with the following:

All the documents, files and folders that has a history of all your financial transactions in the last year.

A list of all the investments that you have made, whether any investment has matured or not. Have you re-invested in the same investment or opted for something else?

Don’t forget to mention your annual income, your assets as well.

Once the Dean Hines tax attorney has access to all these information, he will start working on your case. Ask him whether there is any last minute investment that will allow you to save more. There are many schemes and policies that act as tax exemptions. Many of us are not aware of tax law in Ohio. But the lawyers have an in-depth idea and they will be able to guide and assist you accordingly.

 

Tax Law Advice in Ohio

Excellent auditing techniques

But taxation is never complete without proper auditing according to tax law in Ohio. If the appointed looks after auditing s well then your problem is solved. But what if he doesn’t? Then you need to hire a civil audits attorney Miami as well. Generally, the Ft Lauderdale tax lawyer offers taxation as well as auditing services as well. For Ohio we highly recommend speaking with Dean. Check him out at: https://deanhineslawyer.com/tax-attorney-columbus-ohio/

But it is advisable that you check out this aspect before you go ahead and hire an attorney. If you need both the services then there is no point in hiring a lawyer that offers a single service. Go for the one who has all the required skills and fits your requirements.

Ohio tax attorney cost

Don’t forget to find out about the fee as well. If you have a regular lawyer who offer this service then the fee charged will be quite less. But in case you don’t have one and is opting for one at the last moment then be prepared to shell out extra money. Anything bought or hired at the last moment costs extra.

Dean hines tax attorneys are well-versed with tax law in Ohio. Hire their services for a clear tax audit that will leave you at peace again.

Tips To Enjoying Your Day At The Spa

Your perfect Mother’s Day present: a spa day!

Last night, did your teething infant wake you up three times? Or are you currently just tired?

This Mother’s Day, tell children and your partner to hold off to the blossoms. You require a vacation to the hot tub.

Here are six strategies for taking advantage of your special day.

We highly suggest Best Spa in Beavercreek OH if you’re in the area!

Research Alternatives
Most hot tubs have a long menu of stuff you’ll be able to pick from. From a manicure/pedicure to your reflexology massage into a wrapping to your facial -your-body in seaweed treatment, you will locate something which can help dissolve away pressure that is mum. Or, in case your kid is in the middle of the terrible twos, you will need a daylong visit for all the above — along with a glass of champagne. Give your loved ones a tip about what seems the most attractive.

In case your financial plan is a concern, a lot of hot tubs have first-timer reductions or run promotions. You may also locate deals through websites like Groupon Spafinder and LivingSocial. Have friends who want a spa day? Reserve together and get an organization deal.

Portion of the pleasure of visiting the hot tub is the before as well as after.

It is simple to bust up a brand new manicure or stress muscle tissue out.

Go Light
The day of your visit, restrict alcohol, caffeine and substantial meals. They will allow it to be more challenging to relax and take pleasure in the full experience.

Take pleasure in the Extras
Going into a hot tub ought to be an occasion! Not only an instant run-in-runout for a massage. Many spas even have hot tubs, steam rooms, etc. Get there to unwind.

Create an At Home Encounter
Your aim would be to create this sort of encounter on a routine basis or in the event the cost of the pampering is simply too much, it is possible to do a few things in the home. Request that nanny, parent or your partner provide you with a little more time on your own.

Handling Your Finances After A Divorce

Mothers are often left with the full burden of raising their children alone after a divorce. Many moms are left without any type of financial support from the children’s father, so they rely on federal government assistance. However, this is not always the case, but nine times out of ten, the mother will end up with most of the responsibilities. If you find yourself in this type of situation, you will need to be prepared to deal with your finances.

Devise A Budget

No matter how much your monthly income, you will need to begin your journey, by devising a financial budget. You must first figure out your net income, which is the amount excluding taxes and other fees. Most mothers will not earn enough to keep up with their pre-divorce lifestyle. This basically means that she will need to start from scratch and learn the ways of a new lifestyle. There are ways to cut expenses, but it will mean that you and your children will need to make some sacrifices.

Credit Reports

Most women are not aware of the fact that a divorce can be detrimental to their credit. Of course, there is nothing that can be done about this, but there are ways to improve your credit scores. First and foremost, request a copy of your credit report, these are available for free on a yearly basis. Once you receive the report, you should view it carefully to see if there are any problems that are linked to your ex-spouse. You can submit an explanation to the three main credit bureaus, Equifax, TransUnion, and Experian.

Open A Savings Account

Even if your monthly income is limited, it is crucial to continue saving. Open a savings account and put as much money as you can afford in it every month. It doesn’t matter if the amount is just $5, because the amount will add up over time. You can utilize the savings for emergency purposes, but it is in your best interest to avoid withdrawing any funds from the account. Take advantage of your 401(k) benefits, by taking advantage of your employer’s contributions.

Cut Expenses

Every mother would love to be able to provide their children with the finest attire, electronics, and accessories. However, this is not possible in most cases. By trimming your expenses, you will be able to provide your children with a comfortable lifestyle. Instead of dining out, you should try grilling out at home. Couponing is a great way to cut your grocery bill down to a minimum. Handling finances after a divorce is a bit complicated, but with these tips, you will be a step ahead in the game.

If you have any questions we highly recommend Divorce Lawyers – Columbus, OH

That’s Hollywood!

Michael Moore’s Fahrenheit 911 (2004) and Mel Gibson’s The Passion Of The Christ (2004) continued a long line of controversial films. In 1968, John Wayne decided to counter Vietnam War protests by turning The Green Berets, a collection of short stories by author Robin Moore about the superhero like exploits of the US Army Special Forces, into a movie. Eight years before, the Cowboy Star had taken a financial bath while producing The Alamo (1960) and he considered The Green Berets an appropriate freedom-fighting sequel.

Wayne, who never served in the military, hated being called a hero by the press while the young soldiers he visited in Vietnam were accused of being murderers. The Green Berets production problems ranged from a lack of cooperation from the Pentagon to battle scenes repeatedly being ruined when twirling helicopter blades blew the sixty-one year old actor?s toupee off. It took all of Wayne?s persuasive abilities to get Jack Warner to distribute the film. Upon its release many critics who opposed the war called The Green Berets vile and boring, but to their great distress it was a huge box office success. Wayne publicly thanked the East coast reviewers who hated the movie for bringing it more attention, and laughed all the way to the bank.

Controversial movies have been around since the beginning of the industry. In 1915, frustrated by his bosses unwillingness to let him make a feature length film, Biograph Studios Director D.W. Griffith decided to invest his own money to turn Thomas Dixon’s novel The Clansman into a two and half hour, sixty thousand dollar epic: Birth Of A Nation. During filming, some of the crew questioned D.W.’s creative choices. They felt that many scenes, such as the assassination of President Lincoln or a white woman leaping to her death to ward off the advances of a black man, were over staged and melodramatic. They were amazed at the powerful impact the assembled footage made, especially when accompanied by a full orchestra. One thrilling sequence featured horses racing toward the camera making sophisticated audiences duck down in their seats fearing the giant animals would leap off the screen into their laps. President Wilson called the Civil War Epic “History written with lightning.” Press reports exaggerated the stunning picture’s costs at two million dollars, and accurately or not, Griffith was credited with inventing modern cinematic techniques such as close-ups, panning, and crosscutting. For the first time, movies were considered an art form, but because the story featured clansmen as heroes and former black slaves as murderous thugs, the Director was branded a racist and the film was banned from several major cities. Griffith, the son of a confederate soldier from Kentucky, resented the charges of bigotry and went broke trying to prove his detractors wrong by financing expensive follow-up films such as Intolerance (1916). Historians later gave Birth Of A Nation credit for increasing membership in the Ku Klux Klan.

Walt Disney was more sensitive about how black characters in his films would be received by the public. In 1946, he hired old time radio actor James Baskett to play the wise, kindly Uncle Remus and Oscar Winner Hattie McDaniel to be Aunt Tempy in Song Of The South. McDaniel, who had convinced Producer David O. Selznick not to use the n-word in Gone With The Wind (1939), often suffered through long bouts of unemployment and depression. Black activists complained to Hattie McDaniel’s prospective employers that her maid-mammy portrayals reinforced negative stereotypes. Walt Disney appealed to Walter White, the head of the National Association Of Colored People, to read an early Song Of The South script and voice any objections to the story he might have. Walt was not a racist, he simply wanted to present Joel Chandler Harris’ stories in the most tasteful way possible. White refused to meet with Disney, waited till the movie came out, then, without seeing the film, blasted him for showing “happy slaves” on screen. Despite doing fairly good business and James Baskett winning a special Oscar, Song Of The South became a public relations embarrassment for the Disney Company and still has not been released on video or DVD in the USA. Ironically, the movie’s story took place after the civil war and the black characters were free laborers not slaves.

The biggest lightning rod in cinema since Birth Of A Nation and before Passion and Fahrenheit was Oliver Stone’s JFK (1992). The quasi-documentary film featured so many characters that Stone felt the only way for an audience to keep track of them all was to have an all-star recognizable cast. Critics pilloried the movie’s suggestion that Cubans, the Pentagon, President Johnson, and the Mafia had conspired to kill John Kennedy using Lee Harvey Oswald as a patsy before they actually saw the film. They pointed out that Stone misled audiences on a number of issues including that Kennedy was planning to pull out entirely of Vietnam when the actual plan was a partial reduction of troops in hope that the South Vietnamese would strengthen themselves. It was complete fiction that the film’s primary villain Clay Shaw (Tommy Lee Jones) had ever visited the office of right wing FBI agent Guy Bannister (Ed Asner). The gay prostitute convict Willie O’Keefe (Kevin Bacon) who first reveals that there was a conspiracy to kill the President was a character invented specifically for the film. New Orleans District Attorney Jim Garrison (Kevin Costner) was remembered as a wild-eyed conspiracy theorist that physically intimated witnesses, not the kindly, Jimmy Stewart type he was portrayed as. Friends of the crazy pilot David Ferrie (Joe Pesci) felt the film maligned his character. Director Stone dismissed the criticisms, pointing out that he was creating a myth to counter the fabrication that the Warren Commission had put out when they ruled that Lee Harvey Oswald was the lone assassin. Eighty percent of the film’s viewers said they agreed with Stone there was a conspiracy despite any evidence to the contrary.

Politics can make it difficult for Hollywood Studios to produce controversial movies. In 1940, Twentieth Century Fox head Daryl Zanuck assumed he would face internal difficulty in adapting John Steinbeck’s The Grapes of Wrath for the screen. The story of Depression era farmers migrating from Oklahoma to California in unreliable jalopies to become fruit pickers was scathing in its depiction of bankers and the US economic system. The novel had been banned from many schools and libraries. Winthrop Aldrich, head of the Chase Manhattan Bank, was also the most powerful shareholder at Twentieth Century Fox. Despite his personal anti-labor politics, Zanuck felt Grapes was a great story and decided that making it into a picture was a hill he was willing to climb. Aldrich could block the film and fire him; the Producer was willing to go forward anyway. In a tense meeting, Aldrich questioned Zanuck about whether he really planned to make the hot button book into a movie and the determined Zanuck replied he was. The banker smiled, “You know, my wife made me read that book. It should make a wonderful movie.” He turned out to be correct. The Grapes Of Wrath starring Henry Fonda was the studio’s biggest hit of 1940. A few years later, it was released in the Soviet Union as an intended piece of propaganda with Communist leaders eager to show their people the hard life in the USA. It backfired when many Russian moviegoers came away with the impression that America was great because everyone there owned a car!

Automating Your Internet Business – Marketing

If you have a Web site, you understand the sheer hard work it takes to build the site and then to maintain and update it. It is such hard work that most sites get built and then never get a facelift. This is the wrong way to go about maintaining your presence on the Web. But, it is the way most Web-preneurs go about putting up their site.

When they don’t make any sales, however, they wonder why. I want to give you an overview of what it takes to create a dynamic Web site that practically operates itself and brings in sales for you automatically with low to zero maintenance so that you can concentrate on marketing and developing products.

First, let me say this: if you think that you are going to get into any business, especially this one, and money is just going to fall out of the trees while you lounge on the beach, I have to burst your bubble. It is not going to happen. But, if you are willing to invest your time, blood, sweat and tears into creating your Web site and automating it from the start, then your downtime spent answering e-mail and configuring your Web site can be cut down to almost nothing.

SEO internet marketing

One of the first mistakes my wife and I made with this business was trying to maintain everything ourselves. We put in countless hours designing and redesigning and finally building our site. It has been a very lucrative venture to this point, but, it could have been smoother. Certain methods of automation could have been put in place that would have made the maintenance and administration of our site as smooth and seamless as possible and we could have spent our time marketing instead of programming.

What Does Automating Your Internet Business Mean?

Automating your Internet business means taking advantage of the technology that is available right this moment. It means that you can have tedious, manual tasks handled by technology rather than yourself. There is much to be said about relying on technology. Most of it good but there is always one warning: What is designed and maintained by a machine has a tendency to fail. As long as you are aware of that and accept it, you will be okay.

The tedious, normally manual tasks that you should automate to make your life easier are:

  • Credit Card Processing: – This is one of the smartest tasks that you can and should set up from the beginning to make your life and your customers’ much easier. If you had to process transactions manually, it would be an administrative nightmare once you get to the point where you are receiving more than an order or two a day (that point often arrives quicker than you expect). The confidence that a secure transaction instills in your prospective customers is often an instrumental factor in getting them to do business with you. Put yourself in the customers’ shoes as you imagine these two scenarios:

    • You visit a Web site that focuses on a topic you are interested in, you get all juiced up to buy their product, pull out your credit card and get ready to place an order — when you see a button that says e-mail me with your credit card information. Or even worse, fill out our non-secure credit card form and we will process your information. Do you risk it? I doubt it. Most customers would not waste their time with this kind of operation.

    • Same scenario, only when you get to the order page, you are transported to a secure site that accepts VISA, MC, AMEX, and Discover and you can process your order immediately, receive confirmation and a receipt, and know when you can expect your order to arrive. I know for a fact that more customers would purchase from this site than from the site in the other scenario.

Accepting credit cards and processing them automatically is a vital part of your automated online business model.

  • It builds credibility for you as the merchant and your customers will have no problem referring you to their friends.

  • It makes tracking and processing orders easy.

  • It enables your business to run on auto-pilot since money is deposited straight into your bank account while you sleep.

  • The size of your marketplace will increase tremendously since it would now be easier for people from all over the world to order from you.

  • You will be able to satisfy the instant gratification needs of online shoppers encouraging them to return to your site often.

We will continue this article in the next issue with two more of the five steps to “Automating Your Internet Business.”

If you need marketing assistance with your website we highly suggest Dayton SEO | https://www.mattbrandenburg.com/dayton-ohio-seo-marketing-specialist-search-engine-optimization/

A Bag Lady and Thanksgiving Dinner

It was very cold and a light snow was falling as young Jimmy Dorche piloted his Ford Escort down the street toward the city park. Snow on Thanksgiving was a rarity in this part of the country and it caused almost as much excitement as the traditional turkey dinner, the traditional afternoon of football, or the Macy’s Thanksgiving Day Parade on television. But none of these things were on 17-year-old Jimmy’s mind at the moment as he carefully maneuvered his car over the blacktop. He had his own tradition to tend to and what he was looking for he would probably find in the deserted park.

Usually bustling with activity, even on cold days, the park was practically empty now. Everyone was home with friends and family enjoying their Thanksgiving turkey. Jimmy was tempted to have a bit more dinner himself, but his second helping sat on the car seat beside him along with a big hunk of Mom’s homemade pumpkin pie and a Thermos bottle of hot coffee. Jimmy wouldn’t succumb to temptation and eat more today.

For the past two years, Jimmy had established a tradition for himself. He had never suffered a hungry day in his life. The son of an unwed teen-aged mother, he was given up for adoption as an infant and was taken in by a Christian family. When he was fifteen, to honor his Lord as well as his parents, he decided to take his second helping of Thanksgiving dinner to the park to share with a homeless man or woman.

His first year, he had found a man who had been on his own since he was thirteen. In the summer he worked odd jobs, but in winter he lived at the local rescue mission where he earned an occasional dollar by cleaning up the place. The second year, he shared his Thanksgiving dinner with an elderly man whose wife had died long before and his children had moved to another city. They never contacted their father nor offered to help him in any way. “I reckon they’re ashamed of me,” the rheumy old man had said. Throughout the year, Jimmy often thought about the two men. He had gone to the mission to try to find them, but they were gone without a trace. Now Jimmy wondered who he would meet this Thanksgiving.

As soon as he arrived at the park, he saw a ragged woman sitting hunched over on the bench of one of the heavy concrete picnic tables provided by the city. She wore an old battered red coat and a dark wool cap over her matted, graying hair. Close beside her was the tattered bag that carried all her worldly possessions.

Jimmy pulled the car into a parking place and got out. He took the covered dishes and the Thermos bottle from the front seat and began walking toward the bag lady. When he stood in front of her, she jumped as if she had suddenly been awakened from dozing. She looked up at Jimmy. Suddenly her eyes brightened and she started to speak but, instead, she lowered her head and stared at the frozen ground.

“God bless you, ma’am,” Jimmy said, smiling. “I have brought you some Thanksgiving dinner. Would you do me the honor of sharing it with me.”

The woman looked at the food. She was very hungry — she hadn’t eaten since last night’s dinner at the mission. She nodded and Jimmy served her food, uncovered the plates, put a napkin and silverware on the cold concrete picnic table, and poured her a streaming cup of coffee from the Thermos. Then he watched her as she ate. Although it was very cold in the park, he felt warm inside. The God of love was clearly at work within him. He loved his tradition and he intended to continue it — and more — for the rest of his life.

When the woman had finished, he cleared the table and put the dishes into a pile. He poured another cup of coffee into her Styrofoam cup and closed the Thermos. Then he reached into his wallet and pulled out a twenty dollar bill. He thrust the money into her gnarled hand. Then he reached over and kissed her lightly on the forehead.

“May God richly bless you, ma’am,” he said softly. “and thank you for giving me the honor of sharing my Thanksgiving dinner with you.” With that, Jimmy picked up his dishes and returned to the car.

The woman had stayed in the city purposely to see Jimmy grow, but remained carefully in the background and out of sight so she would not embarrass him or cause him pain. Her own life was a shambles, time spent in state mental hospitals and, at other times, living on the streets. But she had seen him grow into manhood and was very proud of his many accomplishments. Today, she had longed to tell him who she was, but could not bring herself to do it. Instead she thanked God that He had so richly blessed her today, in spite of her trials.

Tears welled up in her eyes. She had seen her son on Thanksgiving and felt the love in his heart.

Dealing with Gophers – Medina Problems 🙂

One common, persistent, and damaging pest in our landscapes is the gopher. When we first moved to our property, it was home to literally hundreds of gophers and ground squirrels. I really don’t know what has happened to the ground squirrels over the years, perhaps they have moved on to more remote areas, but if they still were digging tunnels through my yard, controlling these pests might have to take a violent turn.

Similarly, gopher control has evolved from very passive to very active control. In the spirit of nonviolence, we had previously attempted to control these damaging critters by flooding their runs regularly… I believe all we gained with this technique was clean gophers.

Then we were convinced by advertising that a regular, low frequency sound would disturb the gophers and cause them to leave the area. To cover all our gardens, I invested over $150 in these “sonic gopher chasers” and inserted them in the ground at prescribed intervals… this time all we gained was gophers who could appreciate a sonic concerto.

The next rage was an “all natural” liquid that was “guaranteed” to repel the critters when sprayed over the areas with a hose end sprayer… the active ingredient, Castor Oil, certainly didn’t repel the pests. I believe all we gained was some very healthy gophers. Speaking of healthy gophers, during one of our early years here, we lost an entire 50 foot row of garlic to these ravenous pests.

Okay, I finally figured out that if I wanted to maintain my sanity, my blood pressure, my vegetables, and my ornamentals, things would have to change dramatically. I forced myself to drop the attitude of nonviolence (pertaining to gophers, at least) and I purchased a pair of MacAbee gopher traps. These sinister looking, and potentially dangerous, mechanisms were the final answer to the gopher problem.

It takes a bit of practice to get the hang of it, but after a short apprenticeship, I was achieving a kill almost every time I set the traps. I still haven’t become completely insensitive to the act of killing these rodents but I imagine it will all be worked out in the end.

Avoiding the Holiday Spending Hangover

Are the bills from last year’s holidays still around to greet you as this year’s festivities roll around? Or maybe you’re just happy they were paid off over the summer. Do you remember promising yourself it wouldn’t be that way this year? Try making your New Year’s resolutions in November and avoid the holiday spending blues in January. By having a firm spending plan for how — and how much — you’ll spend for the season; your first greetings of the new year are less likely to be from the credit card companies, and you might find the holidays are more relaxed, meaningful, and enjoyable as a result.

No single holiday spending plan is right for everyone. That decision is driven more by your values and customs, than your income. Start by thinking about what’s important to you and your family at this time of year. Looking back on holidays, time together is often the thing we cherish most, yet we often let it trickle away rushing from store to store, trying to find the perfect gifts (which probably won’t be remembered a year later), burdened by the knowledge that we’ll be paying off this few short weeks for months to come.

Ask yourself how important the size of those gifts really is to you, your friends, and family. Your loved ones would never want to place you in financial jeopardy, but that’s often what happens at this time of year. If you think you may be spending too much during the holidays, try this rule of thumb: If you spent more than one percent of your after-tax income on holiday gifts, you may be spending too much. For example, if your annual after-tax income is $36,000, your spending would be $360. If that figure took you by surprise, here are a few resolutions to help you get your holiday spending in line:

  • Get real. The holidays are the season of unrealistic expectations. Don’t expect them to do too much and mean too many things and don’t try to pack so much in that you’re running from place to place, with no time to enjoy what is supposed to be a happy time. It’s OK to turn down a few party invitations, delegate some tasks to other family members, or spend a little less time shopping this year if it means you’ll have more time to enjoy the things you choose to do.

  • Plan to avoid using credit. People spend about 30 percent more using credit cards than cash. This year, create a spending plan listing all the people you need to buy for and how much you will spend for each one. Also, be sure to make a list of other expenses including decorations, cards, postage, hostess gifts, gifts for teachers and other helpful people, travel, and extra food. Total it all up and ask yourself if that’s what you really want to spend this year. If not, set a spending cap and plan now to trim those expenses — before you start spending.

  • Change the way you give. Are you exchanging gifts with the neighbors, your golfing pals, or the couple you have dinner with each month? You might want to consider giving that up. Talk with them ahead of time and tell them you want to simplify. You may be doing them a favor, as well as yourself.

  • Look at family giving, too. Are you buying gifts for a large group of family members? Instead, try encouraging a family gift drawing. Others may be interested in making changes, too.

  • Scale down. Go for value instead of price with a gift that has special meaning, like a framed picture for grandparents or a small charitable donation to a favorite cause.

  • Get the kids involved. One thing I did with my children when they were very young was a field trip to the toy store. They could go through the store and list anything they wanted — but only three things could stay on the list at one time. This taught them to make choices and decide what was really important to them. Since Christmas was still weeks away, they also learned “delayed gratification.” Then we’d go to lunch together and make a day of it.

    Another thing we did was to take $20 each and go grocery shopping for a less fortunate family. We’d use coupons and check over the sales ads. We’d try to get an entire holiday dinner for $20. It was always a challenge and they came up with some creative ideas for making sure “their” family had as much as possible.

    Keep in mind, in years to come, your children are more likely to remember the time you spent with them at the holidays than the presents you gave them.

  • Start early. With this year’s spending now firmly under control, it’s not too soon to start thinking about next year. A few easy steps throughout the year can make next November and December a lot less harried.

    1. Set aside a fixed amount for gifts each month. Decide how much you want to spend on holiday gifts next year and divide it into monthly amounts.

    2. Keep a shopping list throughout the year with a list of items that might make good gifts. As the months go by, watch for sales and stash your gifts for later. (Just be sure you remember where you put them.) And make sure you keep track of your holiday spending throughout the year.

Spending less money and more thought on the holidays can redefine “Happy Holidays. Wishing you and your family all the best this Holiday season!”